Mortgage Blog
Getting you the mortgage you deserve
Category: Mortgage (10 posts)
Why rising inventory and slowing U.S. home-price growth matter for lock-in strategy
November 10, 2025 | Posted by: Peter Andrew S.
Across the United States, the housing market is showing its first real signs of balance in years. With more homes hitting the market and price growth cooling, many buyers and homeowners are wondering ...
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October 29, 2025 - Federal Reserve issues FOMC statement
October 29, 2025 | Posted by: Peter Andrew S.
Available indicators suggest that economic activity has been expanding at a ...
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Why Now Is a Smart Time to Re-Evaluate Your Mortgage Strategy (Even if You’re Not Ready to Move)
October 20, 2025 | Posted by: Peter Andrew S.
For many American homeowners, the mortgage conversation tends to fade into the background once the loan is closed. But in 2025, that old "set it and forget it" mindset could be costing you thousands. ...
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How Lower Rates Could Help Gig Workers Get Mortgages in 2025
October 6, 2025 | Posted by: Peter Andrew S.
As interest rates ease somewhat from their peaks earlier in the year, the mortgage landscape in the United States is shifting. For gig workers and self-employed professionals, this shift may o ...
read moreSept 17-2025 - Federal Reserve issues FOMC statement
September 17, 2025 | Posted by: Peter Andrew S.
Recent indicators suggest that growth of economic activity moderated in the first half of the year. Job gains have slowed, and the unemployment rate has edged up but remains low. Inflation has moved u ...
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Interest Rate Cuts: How They Can Help You and Boost the U.S. Housing Market
September 3, 2025 | Posted by: Peter Andrew S.
When interest rates start to fall, the ripple effects touch almost every corner of the housing market. As your mortgage broker and loan officer team, we're here to unpack what rate cuts really mea ...
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The Assumable-Mortgage Gold Rush
August 7, 2025 | Posted by: Peter Andrew S.
Imagine locking in a mortgage rate that starts with a 3 while today's averages hover near 6.5 percent. Thanks to a surge in assumable FHA, VA, and USDA loans written during the pandemic, that o ...
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July 30 - 2025 Federal Reserve issues FOMC statement
July 30, 2025 | Posted by: Peter Andrew S.
Although swings in net exports continue to affect the data, recent indicators suggest that growth of economic activity moderated in th ...
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Refinance in 2025? How Lower Fed Rates Affect You
July 16, 2025 | Posted by: Peter Andrew S.
After years of rising rates and tightening budgets, the Federal Reserve has finally made its move-lowering interest rates for the first time since the pandemic-era hikes. If you're a homeowner i ...
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VantageScore 4.0 Arrives: How the New Credit Model Could Open Homeownership to 5 Million More Americans
July 9, 2025 | Posted by: Peter Andrew S.
On July 8, 2025, the Federal Housing Finance Agency (FHFA) gave mortgage lenders an historic green-light: they may now submit loans to Fannie Mae and Freddie Mac using the VantageScore 4.0 credit ...
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