Mortgage Blog
Getting you the mortgage you deserve
Interest Rate Cuts: How They Can Help You and Boost the U.S. Housing Market
September 3, 2025 | Posted by: Peter Andrew S.
When interest rates start to fall, the ripple effects touch almost every corner of the housing market. As your mortgage broker and loan officer team, we're here to unpack what rate cuts really mea ...
read moreWhy the U.S. May Dodge Stagflation, What It Means for Your Wallet
August 19, 2025 | Posted by: Peter Andrew S.
Did You Know? Many analysts feared a repeat of the 1970s blend of high inflation and weak growth. Recent data points tell a different story. Inflation has cooled compared with last year, job ...
read moreThe Assumable-Mortgage Gold Rush
August 7, 2025 | Posted by: Peter Andrew S.
Imagine locking in a mortgage rate that starts with a 3 while today's averages hover near 6.5 percent. Thanks to a surge in assumable FHA, VA, and USDA loans written during the pandemic, that o ...
read moreJuly 30 - 2025 Federal Reserve issues FOMC statement
July 30, 2025 | Posted by: Peter Andrew S.
Although swings in net exports continue to affect the data, recent indicators suggest that growth of economic activity moderated in th ...
read moreRefinance in 2025? How Lower Fed Rates Affect You
July 16, 2025 | Posted by: Peter Andrew S.
After years of rising rates and tightening budgets, the Federal Reserve has finally made its move-lowering interest rates for the first time since the pandemic-era hikes. If you're a homeowner i ...
read moreVantageScore 4.0 Arrives: How the New Credit Model Could Open Homeownership to 5 Million More Americans
July 9, 2025 | Posted by: Peter Andrew S.
On July 8, 2025, the Federal Housing Finance Agency (FHFA) gave mortgage lenders an historic green-light: they may now submit loans to Fannie Mae and Freddie Mac using the VantageScore 4.0 credit ...
read moreStaying Safe from COVID-19 Scams
June 25, 2025 | Posted by: Peter Andrew S.
It’s unfortunate but familiar --crisis makes people more vulnerable to scams. And with this unprecedented COVID-19 crisis, scammers are sure to be lurking close by.Save and share this informatio ...
read moreCOVID-19 and Refinancing: Getting Access to Your Home Equity
June 18, 2025 | Posted by: Peter Andrew S.
COVID-19, also known as coronavirus, has changed everything. We're all making the necessary changes and adjusting to the uncertainty and general weirdness that this virus has caused. While even financ ...
read moreYour Guide to Getting Your Stimulus Check Fast
June 11, 2025 | Posted by: Peter Andrew S.
We sincerely hope that you and your family are doing well. Although we’re not out of the woods yet, the government is providing us with some relief over these next few weeks. Please save and sha ...
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