Mortgage Blog

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Interest Rate Cuts: How They Can Help You and Boost the U.S. Housing Market

Interest Rate Cuts: How They Can Help You and Boost the U.S. Housing Market

September 3, 2025 | Posted by: Peter Andrew S.

When interest rates start to fall, the ripple effects touch almost every corner of the housing market. As your mortgage broker and loan officer team, we're here to unpack what rate cuts really mea ...

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Why the U.S. May Dodge Stagflation, What It Means for Your Wallet

Why the U.S. May Dodge Stagflation, What It Means for Your Wallet

August 19, 2025 | Posted by: Peter Andrew S.

Did You Know? Many analysts feared a repeat of the 1970s blend of high inflation and weak growth. Recent data points tell a different story. Inflation has cooled compared with last year, job ...

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The Assumable-Mortgage Gold Rush

The Assumable-Mortgage Gold Rush

August 7, 2025 | Posted by: Peter Andrew S.

Imagine locking in a mortgage rate that starts with a 3 while today's averages hover near 6.5 percent. Thanks to a surge in assumable FHA, VA, and USDA loans written during the pandemic, that o ...

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July 30 - 2025  Federal Reserve issues FOMC statement

July 30 - 2025 Federal Reserve issues FOMC statement

July 30, 2025 | Posted by: Peter Andrew S.

Although swings in net exports continue to affect the data, recent indicators suggest that growth of economic activity moderated in th ...

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Refinance in 2025? How Lower Fed Rates Affect You

Refinance in 2025? How Lower Fed Rates Affect You

July 16, 2025 | Posted by: Peter Andrew S.

After years of rising rates and tightening budgets, the Federal Reserve has finally made its move-lowering interest rates for the first time since the pandemic-era hikes. If you're a homeowner i ...

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VantageScore 4.0 Arrives: How the New Credit Model Could Open Homeownership to 5 Million More Americans

VantageScore 4.0 Arrives: How the New Credit Model Could Open Homeownership to 5 Million More Americans

July 9, 2025 | Posted by: Peter Andrew S.

On July 8, 2025, the Federal Housing Finance Agency (FHFA) gave mortgage lenders an historic green-light: they may now submit loans to Fannie Mae and Freddie Mac using the VantageScore 4.0 credit ...

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Staying Safe from COVID-19 Scams

Staying Safe from COVID-19 Scams

June 25, 2025 | Posted by: Peter Andrew S.

It’s unfortunate but familiar --crisis makes people more vulnerable to scams. And with this unprecedented COVID-19 crisis, scammers are sure to be lurking close by.Save and share this informatio ...

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COVID-19 and Refinancing: Getting Access to Your Home Equity

COVID-19 and Refinancing: Getting Access to Your Home Equity

June 18, 2025 | Posted by: Peter Andrew S.

COVID-19, also known as coronavirus, has changed everything. We're all making the necessary changes and adjusting to the uncertainty and general weirdness that this virus has caused. While even financ ...

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Your Guide to Getting Your Stimulus Check Fast

Your Guide to Getting Your Stimulus Check Fast

June 11, 2025 | Posted by: Peter Andrew S.

We sincerely hope that you and your family are doing well. Although we’re not out of the woods yet, the government is providing us with some relief over these next few weeks. Please save and sha ...

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